Second Mortgage advice for people with adverse credit

Do you need a second mortgage to buy your new home? Have you had a second mortgage application refused? Don't worry - you may still be able to buy that house. Dolphin specialise in providing a second mortgage for people with credit history problems. Your enquiry will be dealt with by our professional qualified second mortgage advisor. To get things started all you need is to complete our online express second mortgage enquiry form - it'll only takes 2 minutes to complete and we'll have a decision in principle for you the same day!

Step 1 - Complete your Second Mortgage Details

All you need to do to get your second mortgage rolling is to complete your details on our express second mortgage enquiry form on the right.

Step 2 - Immediate Second Mortgage Decision

A qualified mortgage advisor will then review your details, confirm any special second mortgage requirements you may need, before giving an immediate decision.

Step 3 - Second Mortgage Specialists

We specialise in any second mortgage that requires specialist advice if you have had trouble in the past getting a second mortgage due to a credit mistake. We offer a range of special second mortgage products that will match your individual needs.

Step 4 - Low Second Mortgage Costs

A detailed explanation of all your costs will be given so there are no hidden costs. We pride ourselves on our level of remortgage service with some of the lowest second mortgage costs in the industry.

Step 5 - No Second Mortgage Worries

A second mortgage is then approved by the lender, without costing a penny. This removes any concerns over your new second mortgage. We complete as much of the second mortgage paperwork as possible so you only need to sign a couple of forms.

Are you satisfied with your second mortgage? Are you sure you have the best second mortgage rate available following an initial rate that has now changed? Perhaps you would like second mortgage to release some equity from your house to consolidate some more expensive loans? You may even require the security of a fixed rate second mortgage deal to keep payments on your second mortgage constant.

The second mortgage process is much more straight forward than people realise. First you need to know the amount outstanding on your current mortgage, including any redemption fees to pay this mortgage off. To second mortgage you then need to decide if you need any additional funds, this may be to consolidate other debts or make some home improvements.

Based on some brief second mortgage details such as current market value of your property, basic income status and credit mistakes in the past, we are able to provide you with an immedite second mortgage decision in principle.

The overall cost for comparison is 7.3% APR.
The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

There will be a fee for mortgage advice. The precise amount will depend on your circumstances but we estimate that it will be no more than 1% of the mortgage advance.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Authorised and regulated by the Financial Services Authority. Registration number 303865